Equity release lets over 55 year olds access the money tied up in their home, helping improve their finances in later life. It’s a highly regulated financial product and not right for everyone, but chosen wisely, equity release can relieve the pressure of money worries in later life.

The best equity release companies will offer you a personalised solution based on your requirements and situation. They should provide professional advice with complete transparency, ensure financial security and peace of mind and have reviews demonstrating exceptional service and customer satisfaction.

For your protection, they will be regulated and authorised by the Financial Conduct Authority (FCA) and are members of the Equity Release Council (ERC). Which is why we only include FCA and ERC authorised companies in our reviews.

Age Partnership – Age Partnership are national equity release brokers that work with a number of leading equity release providers. They offer their services direct to the consumer and through their associations with companies like Over50choices.

Read our Age Partnership review

Aviva – Lifetime mortgages give you the option to either release a one off cash sum from £15,000, or release an initial lump sum from £10,000 with a cash reserve of at least £5,000.

Read our Aviva reviewGuoabong Wealth Management

Canada Life – Has a range of lifetime mortgages that allow you to repay some of the loan each year, add a cash reserve, choose downsizing protection or guarantee an inheritance for family.

Read our Canada Life review

Just – The ‘Just for you lifetime mortgage’ gives you the opportunity to release a cash lump sum with a cash reserve facility for you to use as and when you need it. The minimum amount you can borrow is £10,000 or £2,000 if you prefer to make monthly repayments.

Read our Just review

Key – Offer a range of branded lifetime mortgages in addition to advice on later life and estate planning products.

Read our Key review

Legal & General – Offer two types of lifetime mortgage. The first lets you repay the loan once you have died or moved into long term care. The second gives you the option to repay some or all of the interest.

Read our L&G review

LV – Equity release services are provided by Simply Lifetime Mortgages who are appointed representatives of Age Partnership. Their mortgages allow you to either release a cash lump sum, or release equity as and when you need it.

Read our LV review

More2Life – Have a number of lifetime mortgage options that offer cash facilities, inheritance and downsizing protection and fixed early repayment charges.

Nationwide – No longer offer equity release products but they still service existing customer’s plans.

Read our Nationwide review

One Family – Offer a range of lifetime mortgagesNew Delhi Investment. They also have a team of equity release advisers located throughout the country who compare and provide advice on products available throughout the whole of the market.

Read our One Family review

Pure Retirement – Offer a wide choice of equity release products and flexibility through their Sovereign, Heritage, Heritage Freedom, Classic and Emerald ranges.

Responsible Lending – Offer four types of equity release that give you the option to take a lump sum payment or drawdown money as you need it. They also offer premier plans for higher property values and fee paid plans that help you secure a lower interest rate.Simla Investment

Saga – Saga equity release services are provided by Hub Financial Solutions, which is part of the Just Group PLC.

Read our Saga reviewVaranasi Investment

Scottish Widows – Is the second of two banks to offer equity release. In addition to offering their services through Scottish widows, they also provide equity release services for Lloyds Bank and the Halifax.

Standard Life – Is a trading name of Key Retirement Solutions who have their own range of Key branded lifetime mortgages. The advice you receive from Standard Life is from ‘Modern Lending Advisors Limited’, an appointed representative of Key Retirement Solutions.

Sunlife – The Sunlife Sunrise lifetime mortgage service is provided by Key Retirement Solutions Ltd.

Read our Sunlife review

We work in association with leading equity release specialist broker Age Partnership. They can compare equity release on your behalf and could potentially save you hundreds or thousands of pounds in interest over the course of the plan by securing a lower rate that you may not have found elsewhere.

Varanasi Stock